1st NC Bank

Personal Services

Trust Services

Wealth Preservation

Some clients will reach that place in their life where they no longer with to place any of their assets at risk but want them simply used to fulfill a specific purpose for a specific beneficiary(s). Our staff is prepared to assist our clients in the preservation of their assets in the following situations:

Settling an estate or trust can be a burdensome task when a loved one is taken away. Our experienced professionals are able to assist your family members at these difficult times. Their requests and requirements will be handled in a caring manner promptly and efficiently.

Your Bank can serve as personal representative of your estate or as a fiduciary agent along with an individual named as a personal representative in you Last Will. If you wish to place assets in a living trust with yourself acting as trustee during your life, this Bank can serve as the named successor trustee upon your death, carrying out your wishes in connection with the distribution of your assets after you are gone.

Our staff is prepared to administer your estate and manage your assets as required during the period of probate, relieving your family of this burden. Our services include inventorying, collecting and valuing estate assets, helping carry out your intentions, helping meet cash flow needs and maintaining accurate estate records, and the preparation of estate and fiduciary income tax returns and payroll tax returns.

Types of trusts that can be established are virtually unlimited. Two very basic and general trust types are living trusts and testamentary trust.

These trusts allow you (not the state) to determine your trustee, your beneficiaries and the point in time when your assets are to be distributed.

Contact a 1st Bank trust representative today to see how we can make your life more rewarding.

1st National Community Bank and its affiliates do not render tax advice or legal advice. For specific tax advice you should consult a tax advisor. Estate planning requires legal assistance.

INVESTMENT ACCOUNTS ARE NOT DEPOSITS OF THE BANK. THESE ACCOUNTS ARE NOT FDIC INSURED, ARE NOT INSURED BY THE GOVERNMENT AND ARE NOT GUARANTEED BY THE BANK. THEY MAY DECREASE IN VALUE.

1st National Community Bank | 16924 St. Clair Avenue | East Liverpool, OH 43920 | Phone: 330/385-9200 | Fax: 330/386-7452

Copyright 2006 1st National Community Bank. All rights reserved. Equal Housing Lender - Member FDIC.