1st NC Bank

Personal Services

Checking and Savings

Savings Accounts

Building your nest egg is easy with a 1st Bank savings account.  From regular passbook and statement savings accounts that offer instant access to your money, to variable term certificates of deposit that pay higher interest, we have savings options to make your life more rewarding.  We also feature Individual Retirement Accounts (IRA’s) that make it easy to save for retirement.  Contributions to IRA’s may be tax deductible, depending upon your individual circumstances, allowing your dollars to work even harder.  Stop in to your nearby branch and let us show you how easy it is to save for a rainy day.

Savings Program Pricing and Rates

Account Opening/
Minimum
Balance Requirement		 Features Monthly Maintenance Fee (month/transaction)
Statement* $50/$100 Monthly statement; interest on balances above $100; ATM card access.  Fees charged below minimum balance or above limit of 6 withdrawals per monthly statement cycle $1 per month/
50-cent excess transaction fee
Junior* $10/None Semi-annual statement; for customers under age 18 Free
Passbook* $50/$100 Passbook account; no ATM access; quarterly statements.  Fees charged below minimum balance or above limit of 18 withdrawals per 3 month statement cycle $1 per month/
$1 excess transaction fee

*Interest computed using the Average Daily Balance Method by applying the effective daily periodic rate to the collected balance.  Fees applied to accounts below the minimum balance requirement may affect earnings.

First National Community Bank | 16924 St. Clair Avenue | East Liverpool, OH 43920 | Phone: 330/385-9200 | Fax: 330/386-7452

Copyright 2006 1st National Community Bank. All rights reserved. Equal Housing Lender - Member FDIC.