Checking & Savings
Checking and Savings
Personal Accounts Designed With You in Mind
1st Bank’s complete line of personal checking and savings accounts provide the flexibility to handle your everyday finances.
Our personal checking options include basic checking, interest checking, special seniors programs, and other choices. With our wide selection of account options, there’s sure to be an account that fits your needs.
With our regular passbook and statement savings accounts, it’s easier than ever to get put money aside for special needs while maintaining immediate access to your funds. For longer-term savers, 1st Bank CD’s pay an even higher rate of interest. No matter what your choice, your funds are safe, secure and fully insured.
Best of all, your 1st Bank checking and savings accounts are accessible anytime – day or night – online or at any one of our ATM’s.
NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit account that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.