1st NC Bank

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1st Banc Names New Chief Financial Officer

December 5, 2007

East Liverpool, OH. -- Tri-State 1st Banc, Inc (NASDAQ "TSEO"), parent company of 1st National Community Bank, Gateminder Corporation and MDH Investment Management, Inc., announced the appointment of Jean B. Edwards as Chief Financial Officer of the company and its three subsidiaries. She began her duties effective December 4, 2007. Mrs. Edwards succeeds Stephen Beadnell as CFO. Mr. Beadnell will continue with the company in a part-time consulting capacity.

Mrs. Edwards is a graduate of Mount Union College where she received a Bachelor of Arts Degree in Accounting. She had worked as an Accountant for the City Auditor's Office in Warren, Ohio before starting her banking career with Perpetual Savings Bank, Wellsville in 1988. While at Perpetual, she held various positions, including Director of Development, Controller, Treasurer, Vice President/Chief Financial Officer and a member of the Board of Directors. Her most recent position was Vice President and Branch Manager for Northern Hancock Bank & Trust Company in Chester, West Virginia.

A long time resident of Wellsville, she enjoys cooking, reading and spending time with her family. Jean and her husband Kevin have two children, Hannah and Gabe.

Charles B. Lang, President of Tri-State 1st Banc, stated that he is very pleased with the appointment of Mrs. Edwards. "1st Banc experienced a lot of growth this year surpassing the $100 million mark in net assets and the investment management subsidiary added $10 million in assets under management since the first of the year. Mrs. Edwards extensive experience over 19 years as a banking professional, particularly in the area of finance and accounting, will be invaluable to our companies as we continue to provide banking services in the communities we serve."

"I am confident that Mrs. Edwards will bring continued leadership and financial expertise to her new position with 1st Bank", stated Edward L. Baumgardner, President and CEO of the bank. "Her extensive experience and knowledge of our local markets will be an asset to all of us as we continue to focus on executing our business strategies and building shareholder value."

1st National Community Bank operates five banking offices in Columbiana County, Ohio located in Lisbon, Calcutta, East Liverpool and the Calcutta Wal-Mart store. Other banking offices include New Cumberland, West Virginia and Midland, Pennsylvania. The Bank maintains 13 convenient ATM locations at six banking offices and seven off-site locations around the tri-state area including major grocery stores and family convenience stores. Customers of 1st Bank have use of all thirteen ATM's without a service charge. The Bank also has a Trust Department that has engaged itself with local charities and professional estate planners in providing a full line of trust and estate management services.

The Office of the Comptroller of the Currency chartered 1st National Community Bank on June 1, 1987 as a national banking association. The Bank is currently in it's 20th year of providing a full range of retail and commercial banking services to the tri-state area of Ohio, Pennsylvania and West Virginia.

For more information please contact:
Charles B. Lang, President
Tri-State 1st Banc, Inc
16924 St. Clair Avenue
P. O. Box 796
East Liverpool, OH., 43920
Phone: (330) 385-9200
FAX: (330) 386-7452

1st National Community Bank | 16924 St. Clair Avenue | East Liverpool, OH 43920 | Phone: 330/385-9200 | Fax: 330/386-7452

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