1st NC Bank

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Tri-State 1st Banc Declares Dividend

November 28, 2007

East Liverpool, OH. - The Board of Directors of Tri-State 1st Banc, Inc. (NASDAQ "TSEO") at a meeting held November 16, 2007 declared a dividend in the amount of $.10 per share to be paid to shareholders for the fourth quarter of 2007. Tri-State 1st Banc is the parent company of 1st National Community Bank, MDH Investment Management, Inc and Gateminder Corporation. The dividend will be paid on December 17, 2007 to shareholders of record on November 30, 2007.

Dividends of $.10 per share were previously paid to shareholders by the company in the months of April, June and September of this year. The 4th Quarter payment brings the dividends paid per share of common stock to $.40 for the full year 2007. Dividends have been paid to shareholders for eighteen consecutive years.

The headquarters of Tri-State 1st Banc is located in the operations center of 1st National Community Bank at 16924 St. Clair Avenue, East Liverpool, Ohio. The Bank operates five banking offices in Columbiana County at East Liverpool, Calcutta and Lisbon, Ohio. Two additional offices are the New Cumberland, West Virginia office and an office in Midland, Pennsylvania. The Bank maintains thirteen ATM locations in the tri-state area for the convenience of its customers at six banking offices and at seven off-site locations. Bank customers have surcharge free use of these 13 ATM machines.

MDH Investment Management Inc., with Marc D. Hoffrichter as President, provides investment management services to clients over a fourteen state area. The company manages over $84 million in assets for its clients. Its' offices at located at 1216 Forsyth Place in East Liverpool. Gateminder Corporation provides ATM management and maintenance for customers including financial institutions, merchants, government offices and entertainment venues in four states. Lance Lang is President of Gateminder.

The Office of the Comptroller of the Currency chartered 1st National Community Bank on June 1, 1987 as a national banking association. Charles B. Lang serves as Chairman of Tri-State 1st Banc and Stephen R. Sant is the President and CEO of the Bank.

For more information please contact:
Charles B. Lang, Chairman
Tri-State 1st Banc, Inc.
16924 St. Clair Avenue
P. O. Box 796
East Liverpool, OH., 43920
Phone: (330) 385-9200
FAX: (330) 386-7452

1st National Community Bank | 16924 St. Clair Avenue | East Liverpool, OH 43920 | Phone: 330/385-9200 | Fax: 330/386-7452

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